FDIC-Insured - Backed by the full faith and credit of the U.S. Government
First National Bank & Trust
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Personal Checking
Compare our Personal Checking Accounts!
Current Fees and Service Charges became effective 3/1/11.
Regular Checking
Minimum Opening Balance
Minimum Daily Balance
Monthly Maintenance Fee
$100
$0 - $199
$8.00
$100
$200 - $499
$6.00
$100
$500+
$0.00
$0.10 fee per debit item in excess of 30 during a monthly statement cycle.
Club Account
Minimum Opening Balance
Minimum Daily
Balance
Monthly Maintenance Fee
$100
$0 - $999
$9.00
$100
$1000+
$0
Unlimited check writing and 2 boxes of checks per year.
Special Checking
Minimum Opening Balance
Monthly Maintenance Fee
Fee Per
Debit Item
$100
$4.00
$0.20
NOW
Minimum Opening Balance
Monthly Maintenance
Fee
Fee per
Debit Item
$1000
$8.00
(If below $1,000 any day of the statement cycle.)
$0.10
(In excess of 30 during a monthly statement cycle.)
Commercial Checking
Minimum Opening Balance
Monthly Maintenance Fee
Fee per Debit Item
$100
$6.00
$0.10
A credit of $0.10 for every $100 in minimum daily balance maintained will apply against the total service charge.
Student Checking
14–23-year-old students
Minimum Opening Balance
Monthly Maintenance Fee
Fee per Debit Item
$100
$0.00
$0.10
(In excess of 30 during a monthly statement cycle.)
Senior Checking
55+ years of age
Minimum Opening Balance
Monthly Maintenance Fee
Fee per Debit Item
$100
$0.00
$0.00
Money Market Investment
Minimum Opening Balance
Monthly Maintenance Fee
$1000
$8.00 (If below $1,000, any day of the statement cycle.)
By law, this account is restricted to six withdrawals per statement period with no more than three checks or drafts to third parties. This account pays market rate interest.
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